Every other American has signed up for a pre-paid legal plan. The plan is also called as legal insurance and has the same benefits as HMOs (Health Maintenance Organizations), which covers the legal aspects of the member and their dependents.
The customer of Legal Service Plan has to pay a fixed monthly fee of up to $25.00 for the services of the selected lawyers. The most basic plan offers advice and consultation on telephone. They also get a few hours of office consultation with their attorneys.
The telephone or office consultation may include advice on legal documentation, drafting and updating of a will. The lawyers also will write legal letters on behalf of the members. They can also help in credit problems and consumer protection.
The other plans which are not basic can cover the member’s personal legal needs like contracts, wills and deeds. Legal representation while negotiations and court cases which can be related to bankruptcy, real estate issue and family matters.